Senin, 29 Agustus 2011

[R469.Ebook] Fee Download Visualizing Environmental Science [VISUALIZING SERIES]

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Visualizing Environmental Science [VISUALIZING SERIES]

Visualizing Environmental Science . Wiley, 2010.

  • Sales Rank: #3068723 in Books
  • Published on: 0010-09-23
  • Binding: Paperback

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0 of 0 people found the following review helpful.
Three Stars
By michelle
It's Okay, Although I needed it for class, I hardly ever use it.

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Sabtu, 27 Agustus 2011

[K993.Ebook] Get Free Ebook The Finer Things, by Brenda Joyce

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The Finer Things, by Brenda Joyce

The Power...The Passion...The Incomparable Romance of Brenda Joyce

The Pretender
An orphan from London's East End, a fugitive from the poorhouse, Violet Cooper was tired of sleeping on stoops and being huntry and cold. But she dared to enter a world forbidden to her and her kind. Even marriage to a gentle elderly knight and the title Lady Goodwin could not open closed doors, stop the cold stares, or hush the shadowy rumors of murder...

The Aristocrat
He was a man of the world. The rules of Victorian society did not interest him, nor could a gauche pretender with a Cockney acent possibly turn his head. Yet Thodore Blake, second son fo the Earl of Harding, was immediately compelled by Violet--and soon found himself defending the investigation. But wedding vows were the only way to save her from a certain hanging...

The Finer Things
Two people from different were brought together by passion, bund together by whispered accusations, and torn apart by scandal and misfortune. The world claimed they should never love each other. Their hearts claimed otherwise.

  • Sales Rank: #3322067 in Books
  • Published on: 2004-01-05
  • Original language: English
  • Number of items: 1
  • Dimensions: 6.80" h x 1.05" w x 4.26" l,
  • Binding: Mass Market Paperback
  • 384 pages

Review

"Likable characters and an intriguing murder mystery."
--Publishers Weekly

"Readers who relish a sophisticated, stylish read brimming with elegant prose will find this Cinderella story la 'My Fair Lady' to their taste."
--RT Book Reviews (Top Pick!)

About the Author
Brenda Joyce is the bestselling, award-winning author of Promise of the Rose, Scandalous Love and The Fires of Paradise. All nine of her historical romances have been highly acclaimed, and four of them, including the first three novels in the "Bragg" saga Innpocent Fire, Firestorm, and Violet Fire have won six awards from Romantic Times and Affaire de Coeur. She has also won three industry awards for her trendsetting promotional bookmarks from Affaire de Coeur. Brenda Joyce is currently working on her next novel.

Most helpful customer reviews

6 of 6 people found the following review helpful.
An excellent story
By B. Mckee
This is the only Brenda Joyce book thus far that has made me cry.

I thought Violet Cooper was an endearing heroine. She never had opportunities for education and such, but when they were offered to her she didn't turn them down. Her goal throughout was to better herself. Some of the situations were implausible, yes, but isn't that why they call it fiction?

I was somewhat surprised by the ending although it was hinted at several times throughout the story.

I have enjoyed all of Brenda Joyce's books thus far, my favorite being "The Third Heiress," but I especially like the time and place of books like "The Finer Things."

0 of 0 people found the following review helpful.
Sometimes I really hate reviewing books
By Amazon Customer
Sometimes I really hate reviewing books. I may not care for the book the 1st time I read it: Then years on I read it again and like it Or the other way around. First time I liked it: 2nd time I found the storyline slow.

4 of 4 people found the following review helpful.
Rags To Riches Romance
By A Customer
Brenda Joyce redoes the always fun Pygmalion tale in her newest novel THE FINER THINGS.

Violette Cooper is a child of the streets. Abandoned by her drug addicted Father, she struggles, stealing when necessary, in order to survive. She wants so much more out of life than what fate has handed her. When Sir Thomas, a kindly old Knight, offers her his hand in marriage she sees it as an opportunity to better herself and agrees to become his wife.

Sir Thomas introduces her to his friends', the Harding family, who immediately become enamored by the mix of beauty and innocence she presents and aren't offended by her heavy Cockney accent and her social faux pas. Violette finds herself drawn to the younger, handsome Harding son, Blake, but will not do anything to hurt her good-hearted husband/savior.

When Thomas dies and his hateful daughter begins to throw around accusations that Violette may have murdered him Blake feels compelled to help the innocent beauty. She falls in love with Blake and comes to the realization that he will never reciprocate her feelings unless she becomes a real Lady so she decides to take some lessons and succeeds in transforming herself. Unfortunately, no amount of lessons are going to soften Blake's hardened heart. Eight years earlier the love of his life shattered his dreams and he's made a vow that he will never open his heart again. Besides this little obstacle there are many other things conspiring to keep these two apart: murder charges, stubbornness, miscommunication, insecurity, another suitor, a tragic accident involving a family member and some more miscommunication.

Readers will admire the way Violette struggles to pull herself up out of the dregs of society and become a real Lady but may tire of some of the choices she makes and the lack of communication between this couple. The hero is sweetly protective of the heroine and a man devoted to his family but he has one heck of time admitting to his feelings when it comes to matters of the heart. The sexual tension and love scenes are tamer than the previous Joyce book I've read so readers looking for a sweeter story will not be disappointed with this gut-wrenching and tear-jerking read

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Kamis, 18 Agustus 2011

[S475.Ebook] Download Ebook Streetwise Seller Financing: Sell Your Property up to 70% Faster, by W. Eddie Speed

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Streetwise Seller Financing: Sell Your Property up to 70% Faster, by W. Eddie Speed

Streetwise Seller Financing is designed as a complete guide to the entire process of seller financing real estate. Starting with the homework before the sale, Eddie Speed moves through underwriting, structuring the sale, complying with applicable state and federal laws, preventing default and what to do if your property does enter default. Table of Contents: Introduction Part i: Homework Before the Sale Should I Owner-Finance? The Application Employment Section Rental History Reference Verification Balance Sheet Credit Report Understanding the Credit Score Public Record Information Trades Information Sources of Public Records Common Sense Underwriting Underwriting Food for Thought Calculating Ability to Pay The 5 C's of Credit Part ii: Structuring the Sale The Credit Score and Loan to Value The Property Type and Loan to Value A Word About Interest Rates What is the "Right" Structure for my Note? Why Loan to Value is Important Legal Requirements for Notes Real Estate Settlement Practices Act (RESPA) Truth in Lending Act (TILA) Equal Opportunity Credit Act Home Mortgage Disclosure Act Gramm-Leach-Bliley Act Fair Credit Reporting Act State Laws A Word on Late Fees Escrow Accounts Why collect Escrow? Legal Limits Interest on Escrow accounts Other Legal Issues IRS 1098 Reporting Requirements Organizing Your Portfolio Part iii: Conditions Leading to Default P&I Delinquency Unpaid Property Taxes No Hazard Insurance Other Liens Poor Property Management Common Sense Collection Calls The Importance of Collecting on Your Note Establishing Payment Expectations Permanent Corrective Action Collection Schedule Telephone Collection Calls Keeping Good Pay Histories Skip-Tracing Fair Debt Collection Practices Act Alternatives to Foreclosure Forbearance Recasting Government Assistance What to Expect When Your Loan Enters Default Bankruptcy Foreclosure Judicial Foreclosure Power-of-Sale Foreclosures Deficiency Judgements Surrender of Deed Presale of Property Tax Consequences of Default Selling Your Note Partial Purchases Conclusion Appendix A: Glossary of Terms Appendix B: Important Forms US Bankruptcy Court Proof of Claim Sample Freddie Mac Universal Loan Application Payment Reminder Letter Notice of Non Payment - Letter # 1 Notice of Non Payment - Letter # 2 Notice of Non Payment - Letter # 3 Sample Breech Letter Notice of Intention to Foreclose Sample Borrower's Financial Statement Notice Required by Fair Debt Collection Practices Act IRS Form 1099-A Acquisition or Abandonment of Secured Property IRS Form 1099-C Cancellation of Debt Notice to Users of Consumer Reports Sample Truth in Lending Disclosure Statement HUD-1 Settlement Statement Seller Disclosure of Condition IRS Form 1098 Mortgage Interest Statement IRS Form 1096 Annual Summary and Transmittal of Returns Appendix C: Delinquent Servicing Schedule Index

  • Sales Rank: #161233 in Books
  • Brand: Brand: Colonial Funding Group
  • Published on: 2003-07-07
  • Released on: 2003-07-07
  • Original language: English
  • Number of items: 1
  • Binding: Paperback
  • 96 pages
Features
  • Used Book in Good Condition

Review
I cannot think of a better way for people to learn the do's & don'ts of the note business. --Ken D’Angelo, Founder & CEO, HomeVestors of America, Inc., August 7, 2003

Streetwise Seller Financing is the perfect educational book to help you develop "good" notes. --Jon Richards, NoteWorthy Newsletter, August 2003

About the Author
Eddie Speed is President of Colonial Funding Group, LLC and has been in the real estate financing business since 1980. With a lifetime volume of seller-financed notes topping $400 million, Eddie has seen just about every scenario. His candid, tell-it-like-it-is style has made him a popular speaker at real estate events throughout the country. This book is the result of almost 25 years of practical experience in the business. A devoted family guy, Eddie is the proud dad of Emily, Wood and Hudson. When not at a ballet recital, little league game or camping with the cub scouts, you can find him relaxing on his ranch in north Texas with his wife, Martha.

Most helpful customer reviews

15 of 16 people found the following review helpful.
Streetwise Seller Financing
By Jwlittleton
If you are interested in seller financing, this is the book you must have. As a practicing attorney for 30+ years, specializing in real estate, I thought I knew it all but I even learned some things from Mr. Speed's book. He speaks to the issues facing seller financing in a way that is easy to understand and follow with real world solutions. This is a tough area with many dangerous curves but Streetwise Seller Financing addresses each issue providing valuable tips to assist the seller. I found the book to be of more help then many of the legal books due to the fact that Mr. Speed does not give you theory but just important facts on the correct way. I have dealt with many lenders in my years of law practice that could have used this book.

15 of 17 people found the following review helpful.
Streetwise Seller Financing
By Jerry
I've done private financing using seller notes for over 20 years. In this field, knowledge and integrity are of extreme importance. This book provides all the knowledge that any note seller will ever need, and more. We've always known this method of funding can quadruple the inquiries and double the qualified buyers, now the average seller knows how everything works. That's a hundred times better than being at the mercy of the institutional mortgage system as it now exists.

13 of 15 people found the following review helpful.
Every seller financer and note holder should read this!
By Bill Cummins
Eddie Speed quotes the seasoned Texas banker who said, "The best time to worry about a loan is before you make it." Then he details how to do so. As a note broker, I can recommend this book to anyone considering seller financing. Whether you plan to collect payments for 30 years or you want to sell your note at some time in the future, this book will help you create a note that is more likely to be an asset you can sell instead of a life time headache. This book is a guide for the creation of the note and a reference for managing it. It even has helpful ideas for what to do when things go wrong during the life of the note. This book proves that good things come in small packages. Every note holder should keep it handy. I plan to.

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Rabu, 03 Agustus 2011

[P280.Ebook] Ebook Diffusion: Mass Transfer in Fluid Systems (Cambridge Series in Chemical Engineering), by E. L. Cussler

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Diffusion: Mass Transfer in Fluid Systems (Cambridge Series in Chemical Engineering), by E. L. Cussler

This overview of diffusion and separation processes brings unsurpassed, engaging clarity to this complex topic. Diffusion is a key part of the undergraduate chemical engineering curriculum and at the core of understanding chemical purification and reaction engineering. This spontaneous mixing process is also central to our daily lives, with importance in phenomena as diverse as the dispersal of pollutants to digestion in the small intestine. For students, Diffusion goes from the basics of mass transfer and diffusion itself, with strong support through worked examples and a range of student questions. It also takes the reader right through to the cutting edge of our understanding, and the new examples in this third edition will appeal to professional scientists and engineers. Retaining the trademark enthusiastic style, the broad coverage now extends to biology and medicine.

  • Sales Rank: #742293 in Books
  • Published on: 2009-02-02
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.72" h x 1.38" w x 6.85" l, 2.80 pounds
  • Binding: Hardcover
  • 647 pages

Review
."..I am very impressed with the lucid style, clarity of presentation, quality of the illustrative examples and the large number of very interesting problems appended at the end...I heartily recommend this book to anyone interested in diffusion in fluid systems." Canadian Chemical News

About the Author
Professor Cussler teaches chemical engineering at the University of Minnesota. His research, which centers on membrane separations, has led to over 200 papers and four books. A member of the National Academy of Engineering, he has received the Colburn and Lewis Awards from the American Institute of Chemical Engineers, the Separations Science Award from the American Chemical Society, the Merryfield Design Award from the American Society for Engineering Education, and honorary doctorates from the universities of Lund and Nancy.

Most helpful customer reviews

4 of 4 people found the following review helpful.
3rd Edition expands and clarifies several topics
By Hunter S. Thompson
I feel that this is an excellent book for any student taking their first mass transport and separations course. This is the only science/engineering text book I have ever owned that I actually enjoyed reading. Professor Cussler is a very enthusiastic and brilliant expert on the subject (I am a student in his department, and was lucky enough to have him guest lecture for us) and it really shows in his writing style in this book.

This book manages to present the subject matter clearly starting from the basics and then logically and clearly building up to much more complex material, all while Professor Cussler walks you through the reasons why he is taking the steps he is, and how these steps are justified. This book is very frank and enthusiastic when presenting material (Professor Cussler makes sure to let you know if he is skipping steps, or what steps are common sources of confusion and to pay attention to these steps).

The third edition also separates the sections on differential and staged distillation into two stand-alone chapters, and also incorporates more examples to relate the topics of this book to medicine and biology, helping to broaden the appeal of this book.

That being said, there are still some improvements this book could make for the next revision (not likely to come for a while since the 3rd edition was just released this year). There are some typos/mislabels scattered about the text, but nothing so major as to make the understanding the material impossible. All the typos are pretty minor and would be easily sorted out through a quick comparison to class notes or reading the text as Professor Cussler explains what he is doing. Furthermore, there are also several problems that have answers listed that aren't "exactly" right, meaning they appear to have been rounded off too much.

9 of 11 people found the following review helpful.
GOOD BOOKS FOR STUDENTS !
By A Customer
This is an excellent book to learn the basics of Separation Processes. Cussler managed to explain Chemical Engineering concepts in a very easy way to understand by students. I was lucky to get him as my lecturer several years ago to learn Separation processes.

1 of 1 people found the following review helpful.
Very interesting and good book
By Tatsuro Shirai
I think this book is really a good book for students, and for people who want to refresh their understandings about diffusion.
I am now interested in diffusion in polymer/solvents solution during coated film is being dried. The drying mechanism is complicated as this is a moving boundary problem, accompanying multi-component diffusion in the coated layer and solvents evaporation from the surface.
This book contains little topics relating to the above, but still I felt the necessity of returning to fundamentals, and read this book.
The writing style of this book is very frank, viz. the author expresses his value judgments and opinions based on his experiences. If I were young, I would like to take his lessons using this book.
I couldn't understand why ratings hear are so much spreading.

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Midnight Tides (The Malazan Book of the Fallen, Book 5), by Steven Erikson

  • Published on: 2006-08-28
  • Binding: Mass Market Paperback

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Midnight Tides (The Malazan Book of the Fallen, Book 5), by Steven Erikson PDF
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Midnight Tides (The Malazan Book of the Fallen, Book 5), by Steven Erikson PDF

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Midnight Tides (The Malazan Book of the Fallen, Book 5), by Steven Erikson PDF
Midnight Tides (The Malazan Book of the Fallen, Book 5), by Steven Erikson PDF